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Choose-in essential. Account should have Preliminary qualified direct deposits, has to be in excellent standing and have an activated chip-enabled debit card to decide-in. Ongoing qualified direct deposits along with other criteria apply to take care of eligibility for overdraft security. Only debit card acquire transactions are eligible for overdraft security and overdrafts are paid out at our discretion. We reserve the right not to pay back overdrafts. Such as, we might not spend overdrafts if the account isn't in very good standing, or just isn't acquiring ongoing qualified direct deposits, or has too many overdrafts.

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